Direct, Objective Advice.
Driven by Purpose.
Money is a tool. We help you align your wealth with your life's goals, dreams, and values.
Our Story
Drost Financial was built on the conviction that wealth management should focus on what truly matters: life. Money is simply a resource, and its ultimate goal is to do good—maximizing joy, helping others, and funding a life well-lived.
Steve started the firm to replace industry complexity with complete clarity. Throughout his career, he saw firsthand how common it is for people in this industry to be taken advantage of by flashy sales tactics designed to benefit the salesperson rather than the client. Far too often, pushy firms push one-size-fits-all products regardless of what someone actually needs. We fundamentally disagree with those ethics.
We believe that financial guidance should be built on uncompromising integrity, radical transparency, and true fiduciary care. Everyone has a unique path through life, and we love taking on the challenge of putting your individual puzzle together to maximize your joy—whether that means navigating early retirements, planning sabbaticals, or designing flexible, phased transitions. The industry often uses jargon to make finances seem intimidating, but the reality is far simpler: it’s about looking at your resources, defining your priorities, and aligning your wealth to serve your values.
The Next Chapter
That philosophy struck a chord, driving growth far beyond initial expectations. To maintain a high level of dedicated, personal service as our client family grew, Luke joined the team to expand the firm's capacity. Now, Drost Financial brings together two dedicated planners who share the exact same mission. We aspire to be your trusted advisors for life, and we take deep personal pride in serving the families who entrust their futures to us.
Meet Our Financial Planners
Dedicated fiduciaries combining deep technical rigor with genuine personal commitment.
Steve Drost, CFP®, CFA
Steve is a financial planner driven by a simple goal: helping clients align their financial resources with their ultimate life goals, dreams, and values. A self-described numbers nerd, he graduated Magna Cum Laude from the University of Northern Iowa in just five semesters—winning the top academic award in his major—before earning both his CFA designation and CFP® certification.
Outside the office, Steve spends as much time as possible with his wife, Marissa, and their sons, Calvin and Carter. You'll usually find them up north at the lake, cheering on Minnesota sports, or on the field where Steve loves coaching his boys in baseball, football, and whatever else they're up to.
"I am convinced that life becomes infinitely more fulfilling when your money is aligned with what you truly care about. My mission is to give you total clarity so you can spend your time and resources on the things and people that matter most."
Luke Eberly, CFP®
Having started his career in physics and engineering, Luke quickly found that his passions lay elsewhere – helping people with their finances. Since then, he has paired his strong math background with his ability to meet people where they’re at, developing and implementing financial plans designed to help clients reach their long-term goals.
Outside the office, Luke spends as much time as possible with the people he loves or exploring the great outdoors. You’ll usually find him out on a walk or hunting with his dog, hosting a gathering at his house, or (his favorite) spoiling his nieces and nephews.
"In an industry where there can be a lot of conflicting advice, my goal is to be the advisor who helps you simplify your finances and execute a plan tailored specifically to your long-term goals and success.”
Professional Designations & Affiliations
We hold ourselves to strict ethical guidelines, rigorous educational standards, and continuous professional development.
CERTIFIED FINANCIAL PLANNER™ (CFP®)
A globally recognized standard in personal financial planning requiring rigorous examination, ongoing ethics requirements, and comprehensive mastery in retirement, tax, estate, and risk management.
Learn about CFP BoardChartered Financial Analyst (CFA)
Globally recognized as the premier designation in investment analysis and portfolio management, demonstrating rigorous mastery of economics, valuation, and asset allocation.
Learn about CFA InstituteFinancial Planning Association (FPA)
The principal professional organization for CFP® professionals, dedicated to elevating fiduciary financial planning standards and advocating for client-first financial care.
Learn about FPA